🤝 Partner Programme
Let ZenPay Handle Everything — From Collection to Settlement
The Partner Programme is ZenPay’s flexible, all-in-one payment collection model. Merchants can focus on growing their business while ZenPay handles payment processing, collections, reconciliation, and daily settlement — all through a centralized system backed by Bank Islam.
⚙️ How It Works
Customers make purchases and select FPX on your website.
Funds are routed to Maya Wang Sdn Bhd’s account (ZenPay).
ZenPay deducts the fixed transaction fee (RM1.40).
T+1 Settlement — We transfer the net amount to your bank account the next business day.
You get access to our dashboard for daily reports and tracking.
💵 Merchant Discount Rate (MDR)
| Fee Component | Value |
|---|---|
| Transaction Fee (MDR) | RM1.40 per transaction |
| Fee Control | Set and maintained by ZenPay |
🔍 No need to negotiate with banks. One flat fee. Transparent. Predictable.
✅ Requirements to Join
Only one requirement:
🧾 Register for a ZenPay merchant account
No need to open a Bank Islam account. No need to apply for a Seller ID with PayNet. We do the heavy lifting.
👨💻 Who Is This For?
E-commerce websites
Freelancers and startups
NGOs and religious organizations
Businesses that don’t bank with Bank Islam
Companies seeking T+1 settlement speed without FPX complexity
📊 Benefits of the Partner Programme
✔️ No need for own FPX integration — we manage it all
✔️ Daily bank settlement (T+1)
✔️ Flat RM1.40 MDR for every transaction
✔️ Centralized reporting & reconciliation dashboard
✔️ Access to ZenPay customer support
✔️ Faster go-live compared to direct bank setup
✨ Additional Features (Included in Both Programmes)
🔐 Secure payment gateway with 256-bit SSL
🧾 Customizable hosted checkout page
📈 Transaction analytics & performance reports
📩 Email notifications for every successful payment
🔧 API integration support for developers